cURL
curl -X POST "https://dev.api.onekhusa.com/sandbox/v1/merchants/accounts/topup" \
--header "Authorization: Bearer your-jwt-token" \
--header "Content-Type: application/json" \
--header "Accept-Language: en" \
-d '{
"merchantAccountNumber": 35253486,
"connectorId": 550044,
"topupAmount": 1000000.00,
"createdBy": "johndoe@example.com"
}'import requests
url = "https://dev.api.onekhusa.com/sandbox/v1/merchants/accounts/topup"
payload = {
"merchantAccountNumber": 35253486,
"connectorId": 550044,
"topupAmount": 1000000,
"createdBy": "johndoe@example.com"
}
headers = {
"Authorization": "Bearer <token>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
body: JSON.stringify({
merchantAccountNumber: 35253486,
connectorId: 550044,
topupAmount: 1000000,
createdBy: 'johndoe@example.com'
})
};
fetch('https://dev.api.onekhusa.com/sandbox/v1/merchants/accounts/topup', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://dev.api.onekhusa.com/sandbox/v1/merchants/accounts/topup",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'merchantAccountNumber' => 35253486,
'connectorId' => 550044,
'topupAmount' => 1000000,
'createdBy' => 'johndoe@example.com'
]),
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Content-Type: application/json"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://dev.api.onekhusa.com/sandbox/v1/merchants/accounts/topup"
payload := strings.NewReader("{\n \"merchantAccountNumber\": 35253486,\n \"connectorId\": 550044,\n \"topupAmount\": 1000000,\n \"createdBy\": \"johndoe@example.com\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("Authorization", "Bearer <token>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://dev.api.onekhusa.com/sandbox/v1/merchants/accounts/topup")
.header("Authorization", "Bearer <token>")
.header("Content-Type", "application/json")
.body("{\n \"merchantAccountNumber\": 35253486,\n \"connectorId\": 550044,\n \"topupAmount\": 1000000,\n \"createdBy\": \"johndoe@example.com\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://dev.api.onekhusa.com/sandbox/v1/merchants/accounts/topup")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"merchantAccountNumber\": 35253486,\n \"connectorId\": 550044,\n \"topupAmount\": 1000000,\n \"createdBy\": \"johndoe@example.com\"\n}"
response = http.request(request)
puts response.read_body{
"beneficiary": {
"accountNumber": 12346198,
"accountName": "MERCHANT SANDBOX",
"amountReceived": 49500,
"currencyCode": "MWK"
},
"source": {
"accountNumber": "5271306",
"customerName": "ANGEL BAULENI",
"amountSent": 50000,
"currencyCode": "MWK",
"sourceReferenceNumber": "JF260209114N",
"connectorId": 212188,
"connectorName": "National Bank of Malawi"
},
"transaction": {
"transactionReferenceNumber": "CBPC73IQ5U2E",
"transactionFee": 500,
"transactionDescription": "Fake Merchant Account Topup",
"transactionDate": "2026-02-09T15:12:52.8020476+02:00",
"valueDate": "2026-02-09T15:12:52.8020476+02:00",
"transactionCode": "BAM",
"transactionTypeName": "Account To Merchant",
"transactionStatusCode": "S",
"transactionStatusName": "Success",
"bridgeReferenceNumber": "019c4288-9342-7ebd-a947-6d97d4da77ed",
"responseCode": "S100",
"responseMessage": "Successful transaction"
}
}Test Your Integration
Topup Merchant Account
This endpoint allows adding funds to a merchant’s account balance for testing and development purposes. This is a development feature that simulates a collection transaction to increase the merchant’s account balance.
POST
/
merchants
/
accounts
/
topup
cURL
curl -X POST "https://dev.api.onekhusa.com/sandbox/v1/merchants/accounts/topup" \
--header "Authorization: Bearer your-jwt-token" \
--header "Content-Type: application/json" \
--header "Accept-Language: en" \
-d '{
"merchantAccountNumber": 35253486,
"connectorId": 550044,
"topupAmount": 1000000.00,
"createdBy": "johndoe@example.com"
}'import requests
url = "https://dev.api.onekhusa.com/sandbox/v1/merchants/accounts/topup"
payload = {
"merchantAccountNumber": 35253486,
"connectorId": 550044,
"topupAmount": 1000000,
"createdBy": "johndoe@example.com"
}
headers = {
"Authorization": "Bearer <token>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
body: JSON.stringify({
merchantAccountNumber: 35253486,
connectorId: 550044,
topupAmount: 1000000,
createdBy: 'johndoe@example.com'
})
};
fetch('https://dev.api.onekhusa.com/sandbox/v1/merchants/accounts/topup', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://dev.api.onekhusa.com/sandbox/v1/merchants/accounts/topup",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'merchantAccountNumber' => 35253486,
'connectorId' => 550044,
'topupAmount' => 1000000,
'createdBy' => 'johndoe@example.com'
]),
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Content-Type: application/json"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://dev.api.onekhusa.com/sandbox/v1/merchants/accounts/topup"
payload := strings.NewReader("{\n \"merchantAccountNumber\": 35253486,\n \"connectorId\": 550044,\n \"topupAmount\": 1000000,\n \"createdBy\": \"johndoe@example.com\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("Authorization", "Bearer <token>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://dev.api.onekhusa.com/sandbox/v1/merchants/accounts/topup")
.header("Authorization", "Bearer <token>")
.header("Content-Type", "application/json")
.body("{\n \"merchantAccountNumber\": 35253486,\n \"connectorId\": 550044,\n \"topupAmount\": 1000000,\n \"createdBy\": \"johndoe@example.com\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://dev.api.onekhusa.com/sandbox/v1/merchants/accounts/topup")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"merchantAccountNumber\": 35253486,\n \"connectorId\": 550044,\n \"topupAmount\": 1000000,\n \"createdBy\": \"johndoe@example.com\"\n}"
response = http.request(request)
puts response.read_body{
"beneficiary": {
"accountNumber": 12346198,
"accountName": "MERCHANT SANDBOX",
"amountReceived": 49500,
"currencyCode": "MWK"
},
"source": {
"accountNumber": "5271306",
"customerName": "ANGEL BAULENI",
"amountSent": 50000,
"currencyCode": "MWK",
"sourceReferenceNumber": "JF260209114N",
"connectorId": 212188,
"connectorName": "National Bank of Malawi"
},
"transaction": {
"transactionReferenceNumber": "CBPC73IQ5U2E",
"transactionFee": 500,
"transactionDescription": "Fake Merchant Account Topup",
"transactionDate": "2026-02-09T15:12:52.8020476+02:00",
"valueDate": "2026-02-09T15:12:52.8020476+02:00",
"transactionCode": "BAM",
"transactionTypeName": "Account To Merchant",
"transactionStatusCode": "S",
"transactionStatusName": "Success",
"bridgeReferenceNumber": "019c4288-9342-7ebd-a947-6d97d4da77ed",
"responseCode": "S100",
"responseMessage": "Successful transaction"
}
}Authorizations
Bearer authentication header of the form Bearer Token, Where accessToken is the access token used to authenticate the request.
Headers
Preferred language for the response
Body
application/json
Required string length: 8
Required range:
10000000 <= x <= 99999999Example:
35253486
The connector ID for the transaction. See Get Connectors for available values.
Example:
550044
The amount to add to the merchant's balance
Required range:
0.01 <= x <= 5000000000Example:
1000000
Email address of the user initiating the topup
Example:
"johndoe@example.com"
Response
200 - application/json
Success Response (200)
⌘I